The steps when buying property in france

Buying property in France is quite different to buying in the UK and is regulated at each step of the transaction.

1-You must calculate how much you can afford to pay and what your monthly payments will be. You must approach suitable lenders for quotations.

2-We help you find your ideal property.

3-Appoint your  notaire and complete a preliminary sales contract (the Compromis de vente) and pay your deposit to secure your purchase of the property.

4-Choose the mortgage lender you prefer. You will be asked to supply other documents such as proof of identity, payslips, tax returns, bank statements.

5-The mortgage lender, after agreeing you meet all their criteria, will issue their mortgage offer to you and the life assurance company will process your insurance application.

6-Wait at least 10 days, but no more than 30 days before accepting the mortgage offer and returning it to the lender. When you sign the offer, you are committed to the purchase; the life assurance cover will commence from that date.

7-The lender will send the details of your mortgage offer to your notaire who will then prepare a deed of sale for your signature

8-The release of funds will be made at the notaire's request. The notaire's fees are now due and payable. Arrange for building/property insurance to commence.

9-Sign the relevant documentation with your notaire.

10-Many Congratulations! You're now the proud owner of your French property.